The application form and the package of required documents can either be brought. To the office or sent by e-mail or fax. Conclusion of an insurance contract with Rosgosstrakh is possible simultaneously with signing the mortgage loan agreement at a bank branch,
without the policyholder visiting the insurer’s office.
Home insurance for a mortgage list to data costs from 0.1%, subject to additional insurance of finishing, plumbing, furniture and civil liability for at least 1,150 rubles.
In case of early repayment of the loan
The policyholder is refunded a part of the payment for the unexpired term of the insurance policy. In case of early termination of the contract with the insurer for other reasons. The money is not refunded to the policyholder.
The minimum insurance amount in SOGAZ is 100 thousand rubles, the maximum is 10 million rubles. The insurer provides for a sales strategy that suits you payment of the insurance premium in installments.
>In the insurance RESO-Garantiya
In RESO-Garantiya, insurance of residential property. That is pledged to Sberbank of Russia costs no less than 0.18%. For a mortgage taken out in another bank, the cost will be about 0.11-0.12%.
Please note In the insurance
in case of early termination of the contract at the initiative of the policyholder,
RESO-Garantiya returns insurance premiums for the unexpired term of the policy minus. The expenses incurred, unless otherwise specified in the insurance contract.
Ingosstrakh readily agrees to issue a trust review contract only for compulsory insurance. Without insisting on a comprehensive package of services. The cost of apartment insurance starts from 150 rubles per year, or 0.18%, determined for each policyholder strictly individually, taking into account his social status.
The client has the opportunity
To insure the interior items of the residential premises separately from the structural policy at an affordable price.
An important feature of the Ingosstrakh product is that the policyholder is given the right to choose the payment currency in the event of an insured event, which differs from the currency of the insurance amount/premium.